SPHERE PRIVATE CLIENT SOLUTIONS
Protection Relevant to Sportsmen, Media Personalities and High-Net-Worth Clients
EXPLORE OUR PRIVATE CLIENT SOLUTIONS
STRATEGIC PROTECTION FOR YOUR FINANCIAL SECURITY
Specialising in bespoke insurance and financial protection solutions tailored to your individual circumstances and long-term goals.
Whether you’re planning for your family’s future, protecting your income, or managing the complexities of estate and inheritance tax, our expert guidance and insurance solutions ensures confidence and peace of mind.
PRIVATE CLIENT SOLUTIONS
PERSONAL LIFE & CRITICAL ILLNESS
We know that family comes first, and that safeguarding the future security of our loved ones is a priority.
Personal Life and Critical Illness cover provides financial protection to individuals and their families in the event of death or diagnosis of a critical illness. This combined, comprehensive form of coverage ensures that beneficiaries receive a lump sum payment, helping to mitigate financial burdens during such challenging times. By adding these layers of security, you can be prepared for whatever the future may bring.
MORTGAGE PROTECTION
Mortgage and Liability Protection safeguards individuals and their families against the financial burdens associated with mortgages and other liabilities in the circumstances of unexpected life events, such as death, critical illness, or disability.
With protection in place, individuals can be granted peace of mind with the assurance of financial security and knowledge that mortgages, and other debts are managed effectively. Should death or serious illness occur, the policy will act to cover any outstanding mortgage balance.
IHT & ESTATE PLANNING PROTECTION
Inheritance tax (IHT) affects us all and is a risk most individuals and families will have to consider for future planning purposes.
Inheritance Tax & Estate Planning Protection helps individuals manage the financial implications of inheritance tax and ensures that their estate is efficiently passed on to their beneficiaries. This cover is crucial for preserving the value of an estate and minimising the tax burden on heirs.
Acting today by putting the correct policy in place can ensure the preservation of your wealth for the future security of your family. Our team of experts are here to cover your IHT, and gift inter vivos needs, helping to better safeguard your future.
INCOME PROTECTION
Income Protection is designed to provide financial security by protecting an individual’s income if they are unable to work due to injury or illness. This coverage ensures that individuals continue to receive a significant portion of their income during periods of incapacity, helping them maintain their standard of living and meet ongoing financial commitments such as mortgage or rent payments, food, and bills.
This type of insurance is commonly used by those who may not have access to generous sick pay benefits, such as contractors or the self-employed. With limited or no employer-provided sick pay, Income Protection can offer individuals a welcomed safety net.
MEDICAL DUE DILIGENCE
Medical due diligence is a comprehensive and discreet process that we manage from the initial consultation through to final implementation of your protection coverage. Our team works with you to coordinate and compile all necessary medical data, enabling us to negotiate the best possible terms.
Anonymously Risk-Profiled
Our unique approach sees us go beyond by having your medical data anonymously risk-profiled by an insurance underwriter, before directly applying for a policy.
Early Identification
Any potential health risks that may affect your coverage can be identified early, mitigating the risk of being unable to secure adequate insurance coverage.
Risk Mitigation
Through thorough medical due diligence, Sphere Assured provides you with a strategic advantage by addressing potential issue that might arise before applying for a policy.
PROTECT WHAT MATTERS MOST
OUR SPHERE OF SERVICES
Our innovative and in-depth approach is encapsulated in our market leading ‘Sphere’ of services. With extensive experience in risk management across diverse client profiles, we are well-versed in facilitating cover for businesses of any size and industry.
Our expertise and services are also built to cater towards professional sports players, media personalities along with complex and high-net-worth private clients.
SME SPHERE
Insurance Coverage for Small & Medium-sized Enterprises'
M&A SPHERE
Insurance Coverage to Protect Human Capital
PRIVATE CLIENT SPHERE
Ensuring Future Stability
SPORTS & MEDIA SPHERE
Bespoke Protection to Suit Unique Lifestyles
RECRUITMENT SPHERE
Protecting Your Agency
GET IN TOUCH
PROTECTION CAN GO BEYOND INSURANCE
For more information on how we can help secure your future protection, get in touch with our team of insurance specialists today.
E: info@sphereassured.com
T: +44 (0)20 3468 0001